Topix Underground

"..God I hate #FICO scores and their silly formulations. Paid off my car and house only to be penalized for doing so. Their excuse is that any 'closed account' diminishes one's ability to prove you can pay a debt regularly.

The enslavement of debt is their gospel and, I gotta say, is something we're now schooled to buy into.

The #indebtedness cycle is disgusting and I'm so done with it all!.."

"..God I hate #FICO scores and their silly formulations. Paid off my car and house only to be penalized for doing so. Their excuse is that any 'closed account' diminishes one's ability to prove you can pay a debt regularly.

The enslavement of debt is their gospel and, I gotta say, is something we're now schooled to buy into.

The #indebtedness cycle is disgusting and I'm so done with it all!.."

You have my complete backing with you on your comment regarding these b/astards.

You have my complete backing with you on your comment regarding these b/astards.

I hear a lot of generalities but I have never heard a/the hard and fast formula for how a score is calculated. It's voodoo.
Company controlled voodoo.  And that also depends on which company.

"...Both Sidesing Anti-Trans Repression: the NYT Sinks to Absurd New Depths
Oct 8
The family of a trans boy whose medical care was outlawed and who would have been forced to use girls bathrooms at school is not the same as retirees moving to be close to their grandkids..."


https://www.assignedmedia.org/breaking-news/nyt-sinks-absurd-depths-bothsides

My best friend was a tranny. I felt bad for her when she was mistreated when using the girl's bathrooms. She died not long after being forced to pretend she was a man to get a job. Broke her heart. She was my best friend actually.

"..Inspirational Salesmen: Aren't you tired of your simple comfortable life, don't you want more?!

Me: Actually, I'm pretty content, but thanks.

I.S.: YOU COULD HAVE A BIGGER HOUSE AND A BOAT!

Me: Nah Bro, I'm pretty good!

I.S.: BUT WHAT ABOUT YOUR BODY, YOU HATE THAT, DON'T YOU?!

Me: Well, now you're just being offensive.."

sometimes you have to punch a dude out.

I hear a lot of generalities but I have never heard a/the hard and fast formula for how a score is calculated. It's voodoo.
Company controlled voodoo.  And that also depends on which company.

I've been told if I pay an account off I'm screwed and if I don't pay an account off I'm screwed.

Man, doesn't he sound like a commie.