Because of the mess that has been created by this "marketplace" business, I can only proceed under the assumption that I don't have coverage at all. I have never been to a doctor since we ended up on the "marketplace". No doctor will take the insurance. I didn't do anything during the "enrolment period" so apparently they select insurance for me and send me a bill but I still can't go to a doctor because I need a "primary care physician" which I have never at any point in my life had or needed. So I guess the only difference between me and being totally uninsured is that I'm getting a bill. Every developed nation on planet Earth has figured this out besides us. Actual medical insurance like we all used to have is now 2 grand a month. The only people with decent coverage are the rich and the poor.
What is happening with the marketplace is that the insurance company is billing me a nominal fee, billing the government a large fee to 'subsidize' my premiums and I still don't get insurance. The part where you actually talk to a doctor or nurse is like 1% of this fuck-around.