My insurance is considered good, but I get a shit load of adjacent bills
That's what I mean. I'm never sure and they don't tell you. I've been hit with bills a year later because they were running it through the insurance...or whatever and it got shot down. That's crazy to have that hanging over your head. Mine was bullshit, like a grand. But what if it was fifty grand? Or five hundred? Then what? Your life collapses ?